Well at least now due to online socializing and the below new screen captures of Final Fantasy XIV, it looks like two of the above three issues I had will be taken care of. At least if these are in game shots, most likely, and not pre-rendered from an intro clip or cut scene type clips. Final Fantasy XIV definitely looks to be shaping up nicely. To an extreme.
Let's just hope that the need to grind for upwards of 80 hours to level has been fixed in this as well. Then I might have all three issues with MMOs fixed and I might dip my toes again.